(800) 786-1673 iumfcu@iumfcu.org

Interest & Loan Rates

CitiWide

We offer:

  • New & Used Vehicle loans (Including: Cars, RV’s, boats, Motorcycle)
  • Personal Loans
  • Consolidation Loans
  • Share-Secure-Loan
Download Our Current Rates

 

Rates As Low As… Subject to Account Approval from Loan Payment Processor

Type APR APY Restrictions
Regular Shares .10% .10% $15.00 minimum deposit
Fund Manager .10% .10% $5.00 minimum deposit
Special Savings .10% .10% $5.00 minimum deposit
Christmas Club .10% .10% $5.00 minimum deposit
Escrow .10% .10% $5.00 minimum deposit
Share Draft 0% 0%
IRA .30% .30% $1,000.00 or more
Value Term APR APY
$500.00-$999.99 6 months .05% .050%
12 months .10% .100%
$1,000.00 or more 6 months .10% .100%
12 months .20% .200%

As low as…

Year Term APR as low as
New (never titled) 36 months 1.90%
48 months 2.90%
60 months 3.90%
66 months 4.50%
66 months 4.90%
2013-2015 36 months 2.90%
48 months 3.90%
60 months 4.90%
66 months 5.50%
72 months 5.90%
2010-2012 24 months 3.69%
36 months 4.49%
48 months 4.99%
60 months 5.49%
72 months 6.49%
2009 & older 24 months 5.99%
36 months 6.49%
48 months 6.99%
Recreational Vehicles
New (never titled) up to 72 months 7.25%
Used (2004 & newer) up to 72 months 8.29%

As low as…

36 months 8.99%
48 months 9.99%
60 months 10.99%

As low as…

36 months 6.99%
48 months 7.99%
60 months 9.99%

As low as…

Up To 120 months 1.99%* not risk-based

As low as…

Not to exceed certificate maturity 1.99%* not risk-based

As low as…

10.9%* not risk-based

Current Loan Specials

  • Used car special – We will lower rate by .5% of your existing auto loan financed elsewhere indefinitely
  • Establish a new loan for an auto with us and have up to 90 days with no payment

RATES MAY BE MATCHED TO COMPETITORS OFFER WITH PROPER DOCUMENTATION, SECURED OR UNSECURED LOAN!

Rates are subject to change without notice.